Specialists in friendly, affordable financial protection and insurance.
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Insurance that hugs your life

Protection tailored just for you and your loved ones.

Life can throw unexpected curveballs. Hug Life offers simple, affordable insurance built around you and your loved ones. We compare leading UK insurers to ensure you get the best cover at the right price—no stress, just peace of mind.

Talk to a Hug Life Adviser
Happy family with insurance protection
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Get the right cover, without the stress

Choose straightforward protection options designed with your life in mind:

Life Insurance

Financial security for your loved ones if the unexpected happens.

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Critical Illness Cover

A tax-free sum if you face a serious health challenge.

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Income Protection

Regular monthly income if illness or injury keeps you from work.

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Private Health Insurance

Quick, hassle-free access to private healthcare.

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What our customers say

Thousands trust Hug Life to protect their families, health, and income. Here’s what they say:

"So easy to use and the adviser was incredibly helpful. Got my life insurance sorted in one call!"

Emma, London

"After weeks of struggling with other sites, Hug made it so simple. Highly recommend."

Daniel, Manchester

"The team explained everything clearly — I didn’t feel pushed, just supported."

Sarah, Birmingham
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Why choose Hug Life?

We work for you, not the insurer — your interests are our priority.

Save time and money — we handle policy comparisons, so you don't have to.

Free expert advice — personalised guidance from real advisers at no cost.

Local UK team — no call centres, just friendly humans ready to listen.

Custom-built policies — insurance tailored exactly to your lifestyle.

Free trust service — fast, straightforward payout to loved ones with reduced inheritance tax.

FCA-regulated & Trustpilot-rated 5 stars — trusted by thousands of happy customers.

Chat with a Hug Life Adviser