Group insurance from Hug Life for SMEs
Protect and reward your people with valuable group life cover
Group life cover is a powerful way to safeguard your employees’ families while showing you value their contribution. It’s an affordable, tax-efficient benefit that strengthens loyalty and boosts your business’s reputation.
Talk to a Hug adviser
How group insurance works
Group insurance provides essential protection to a group, usually employees, under one simple policy. It’s a cost-effective way to offer valuable benefits like life insurance, income protection, critical illness cover, or private medical cover. Not only does it support your team's financial, physical, and mental wellbeing, but it also strengthens your ability to attract and keep talented employees.
Covers employees
Protection for a group under one straightforward policy.
Multiple cover types
Life, income, critical illness, or private medical cover.
Supports wellbeing
Financial, physical, and mental health benefits for your team.
Helps recruitment
Boost your ability to attract and retain top talent.
More than just insurance
With Hug, your group insurance comes wrapped up in our wider employee benefits platform, branded for your business and packed full of great features you can easily add-on to support wellbeing and retention.
Financial wellbeing
- ✔ Debt management assistance
- ✔ Personal budgeting tuition
- ✔ How-to-invest tuition
- ✔ Fantasy investment portfolio
- ✔ Staff investment club tuition
Health & wellness
- ✔ Online GP consultations
- ✔ The UK’s leading Employee Assistance Programme (EAP)
- ✔ Telephone counselling access
- ✔ Face-to-face counselling access
- ✔ Extensive health & wellbeing goals and resources
Salary sacrifice & payment plans
- ✔ Cycle-to-work scheme
- ✔ Car benefit scheme
- ✔ White goods and homewares purchase plans
- ✔ TV and electronics purchase plans
- ✔ Travel and leisure payment plans
Cost-saving discounts & rewards
- ✔ Cashback on major high-street brands
- ✔ Chrome extension to never miss an online shopping discount
- ✔ Local and independent discounts
- ✔ Cinema ticket discounts
- ✔ Hug’s Diamond Club app to manage discounts